I know a lot of people wonder why there seems to be no consistency with the use of these three reference points between different vendors. Some of the differences result from from ignorance as to how these three ref points are related, but probably most of it is the result of different ways that 3-views report the datum to the modeler.
In many cases, the manufacturer uses the notional arrangement whereby the reference_datum_position is the "furthest point forward on the aircraft" (i.e., tip of the nose or prop spinner), and the CoG is then shown from that point, as shown as the "gold point" in the picture below.
In other cases, the manufacturer (or 3 view author) has specified the 1/4th chord point as the x-dimension based on it's distance from the furthest point forward on the fuselage (again, the tip of the nose or prop spinner). This is illustrated as the "blue point" in the picture below.
In some cases though, neither the 3-view author or the manufacturer has provided complete dimensional data, so "best guesses" must be made, such as in the picture below!
In every case however, the only way for the SIM to know where these points are located is to make reference to a common, established point in the .mdl file itself, which is of course the "zero point: 0,0,0" Hence, all measurements begin there.
Also, in
every case, the FDE author and/or modeler
must establish the reference_datum_position according to the SDK's definition: 1/4 chord, centerline, waterline!
Many modelers and/or FDE authors wimp out and simply make the "Origin" and "reference_datum_position" identical. This will work in the case of small a/c because there likely isn't much - if any - distance offset to begin with.
Obviously, in the case of those flying cigar tubes, the difference is much greater, so it is critical to establish early in FDE development those points accurately.